Terms & Conditions

By accessing and using The Black Investor platform ("Service"), you accept and agree to be bound by the terms and provisions of this agreement ("Terms"). If you do not agree to these Terms, please do not use this Service.

These Terms apply to all visitors, users, and others who access or use the Service. By using the Service, you represent that you are at least 18 years of age or have parental consent to use the Service.

The Black Investor is an educational platform only. We do NOT provide financial advice.

All content, including but not limited to articles, videos, courses, calculators, and tools, is provided for educational and informational purposes only. The content is not intended to be a substitute for professional financial advice, investment advice, or personalized recommendations.

The information on this platform should not be used as the sole basis for any financial decision. Always do your own research and consult with qualified financial professionals before making investment decisions.

The Black Investor and its creators, contributors, and affiliates are not registered investment advisors, broker-dealers, or financial planners. We do not provide personalized investment advice or recommendations tailored to your specific financial situation.

Any content presented as educational examples, case studies, or hypothetical scenarios should not be interpreted as recommendations to buy, sell, or hold any specific securities or investments.

We strongly encourage you to consult with a licensed financial advisor, tax professional, or attorney before making any investment decisions.

All investments involve risk, including the possible loss of principal.

• Stock prices can fluctuate widely and unpredictably. You may lose your entire investment.
• Past performance is not indicative of future results. Historical returns do not guarantee future performance.
• Cryptocurrency investments are highly volatile and speculative. The value can drop to zero.
• Market conditions, economic factors, and global events can significantly impact investment values.
• You should only invest money that you can afford to lose without impacting your financial stability.

As a user of The Black Investor, you agree to:

• Provide accurate and complete information when creating an account
• Maintain the security and confidentiality of your account credentials
• Use the Service in compliance with all applicable laws and regulations
• Not attempt to gain unauthorized access to our systems or other users' accounts
• Report any security vulnerabilities or suspicious activity immediately
• Not share, sell, or distribute content from the platform without permission
• Conduct your own research and due diligence before making any financial decisions

All content on The Black Investor platform, including text, graphics, logos, images, videos, audio clips, and software, is the property of The Black Investor or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may access and use the content for personal, non-commercial educational purposes only. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our express written permission.

The Black Investor shall not be liable for any damages arising from your use of the Service.

To the maximum extent permitted by law, The Black Investor, its creators, contributors, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or investment losses
• Loss of data or information
• Business interruption
• Loss of opportunity
• Any other intangible losses

This limitation applies even if we have been advised of the possibility of such damages. You acknowledge that you use the Service at your own risk.

You may terminate your account at any time through your account settings or by contacting our support team. Upon termination, your access to the Service will be immediately revoked.

We reserve the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent activity, or misused the Service in any way.

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of significant changes by email, through the Service, or by posting a notice on our website.

Your continued use of the Service after any changes to the Terms constitutes acceptance of those changes. We encourage you to review these Terms periodically.

If you have any questions, concerns, or feedback about these Terms of Service, please contact us: